Under contract-accepting backup offers. Welcome to the secluded community of WHISPERING LAKES where you have a peaceful backyard oasis with a beautiful WATER VIEW that is NOT in a flood zone! Featuring a FABULOUS FLOOR PLAN ready for your personal touch, this well-loved home has had ONLY TWO OWNERS, with a NEWER ROOF (2020) and HVAC (2020)! It is PRICED TO SELL SO YOU CAN TRULY MAKE IT YOUR OWN! Whispering Lakes is a sought-after 60 acre community surrounded by spring-fed lakes situated next to the 8,700 acre Brooker Creek Preserve. This 3 CAR GARAGE, 4-BEDROOM, 3-bathroom home offers exceptional curb appeal with beautiful BRICK PAVERS on the driveway and walkway, along with a large, inviting FRONT PORCH perfect for relaxing. EXPANSIVE YARD SPACE extends beyond the lanai to the lake, offering an oversized lot with plenty of room to add a pool and a lavish outdoor living space with serene water views. Inside, you'll find a spacious open kitchen featuring abundant cabinetry and convenient pull-out drawers for easy storage. The thoughtful DOUBLE SPLIT FLOOR PLAN provides privacy for everyone, including a rear bedroom with an adjacent bath, making it ideal for guests or a home office. The primary suite is a true retreat with an ENSUITE BATH offering a separate GARDEN TUB and OVERSIZED SHOWER, dual sinks, and TWO walk-in closets. Step outside to the expansive lanai and take in PEACEFUL LAKE VIEWS-perfect for entertaining or unwinding. The irrigation system is connected to the lake, providing added savings and efficiency. Set within Whispering Lakes community, residents enjoy access to a PARK, PICKLEBALL/tennis and basketball court. The LOW HOA fee adds to the appeal, and the home is zoned for some of Pinellas County's TOP-RATED SCHOOLS. Enjoy nearby outdoor recreation with hiking, birding, and equestrian trails at Brooker Creek Preserve, or take a short 23-mile drive to the award-winning Clearwater Beach. Tampa International Airport is just 20 miles away, with shopping, dining, and numerous local parks close by. Set in a quiet enclave of one-of-a-kind homes, this waterfront property offers the rare benefit of being outside a flood zone-no flood insurance required-while delivering charm, comfort, and a sense of retreat.