LEASE OPTION OR OWNER FINANCING AVAILABLE - GATED SNELL ISLE COURTYARD HOME WITH SALTWATER POOL AND PRIVATE TROPICAL GROUNDS JUST MINUTES FROM DOWNTOWN ST. PETERSBURG. - Unique opportunities like this rarely appear in Snell Isle. With lease option or owner financing available, this distinctive courtyard residence offers flexibility for buyers seeking creative purchase options in one of St. Petersburg's most desirable neighborhoods. Step through the wrought-iron gates and the pace of the outside world slows immediately. Palms sway overhead, sunlight reflects across the courtyard pool, and the property reveals a level of privacy that is uncommon this close to downtown St. Petersburg. Surrounded by mature tropical landscaping, the home feels secluded and peaceful while remaining moments from the city's waterfront lifestyle. Designed around a resort-style courtyard pool, the home creates seamless indoor-outdoor living where the primary living spaces open directly to the pool and garden. Secondary bedrooms feature their own private courtyard access, offering quiet outdoor spaces ideal for guests, work-from-home mornings, or personal relaxation. Inside, the home preserves the charm of its 1937 architecture with vaulted ceilings, exposed beams, warm travertine flooring, and abundant natural light throughout the main living areas. The living room centers around a fireplace and flows naturally to the courtyard, while the split floor plan allows flexibility for guests, a home office, or additional private living spaces. The kitchen is designed for both everyday living and entertaining with gas cooking, built-in appliances, generous storage, and direct access to the outdoor entertaining areas. At the heart of the property, the courtyard pool is framed by an impressive collection of mature palms and tropical plantings, creating remarkable privacy. A covered pavilion with fireplace provides an inviting gathering space and the perfect foundation for a future outdoor kitchen and alfresco entertaining. Recent improvements provide peace of mind while maintaining the home's character, including impact-rated windows and doors, updated plumbing beneath the home (2021), HVAC (2019 main house), tankless water heater (2025), crawlspace moisture barrier (2025), driveway approach improvements (2020), and whole-house water filtration and softening systems with reverse osmosis. Flood insurance is currently approximately $3,500 per year, offering additional confidence for a home located near Tampa Bay. The location completes the lifestyle. North Shore Park, the St. Pete Pier, Beach Drive restaurants, the Vinoy Golf Club, waterfront parks, and downtown St. Petersburg's museums and marinas are all just minutes away, providing immediate access to one of Florida's most vibrant coastal downtown districts. With lease option or owner financing available, this Snell Isle courtyard property presents a rare opportunity to secure a distinctive home with privacy, character, and exceptional location. Seller is open to lease purchase, creative financing, and wrap mortgage.