3.99% assumable mortgage available - allowing qualified buyers to take over the seller's low interest rate with as little as ~6% down. This is a rare opportunity to secure below-market financing, significantly reduce your monthly payment, and increase your buying power. Welcome to 11509 Grey Egret Circle, a beautifully upgraded home set on a premium water view lot in one of Fort Myers' most desirable gated communities. Inside, you'll find rich hardwood floors, tray ceilings, crown molding, and custom plantation shutters that add warmth and sophistication throughout. The open-concept layout creates a seamless flow between the living, dining, and kitchen areas, making the home ideal for both everyday living and entertaining. The kitchen is equipped with a brand-new refrigerator (2025) and connects effortlessly to the main living space. Additional recent upgrades include a new washer and dryer (2025) and water heater (2022), offering peace of mind for years to come. Step outside to your private oasis featuring a screened-in lanai with a 20x20 mesh screen enclosure (2023), overlooking tranquil water views. The heated pool is perfect for year-round enjoyment, and the pool pump and filter were replaced in 2025 for optimal performance and minimal maintenance. Located in a natural gas community, this home also features a durable tile roof and a whole house generator, adding both efficiency and reliability. Even more value: NO CITY TAXES, LOW HOA FEES, AND NO CDD - making this an incredibly attractive long-term investment. Conveniently situated just minutes from shopping, dining, major highways, and Southwest Florida International Airport (RSW), this home offers the perfect blend of lifestyle, location, and long-term value. Opportunities like this - combining premium upgrades, water views, below-market financing, and exceptional cost savings - are rare. Schedule your private showing today.